Pay-As-You-Go

Business owners can sometimes be faced with huge costs when insurance companies use estimated payroll figures to determine insurance premiums on workers’ compensation insurance. Installment bill payment plans are available, but with significant premium deposits, and at high fixed monthly premiums. If a client under estimates annual payroll figures, the result can be costly premium audit bills. When your clients are faced with the difficulty of affording deposits and upfront costs for their policies, you have the perfect solution for them.

Pay-As-You-Go billing plans are available with all of our programs, calculating and collecting premiums each payroll cycle, which reduces the premium every time payroll goes down.

  • Premiums are Based on Real-time Payroll Information
  • No Premium Deposits
  • No Large Installment Payments
  • No Premium Audits Leading to Additional Year-End Payments
  • Maximize Client Cash Flow

No Deposit

Workers’ compensation insurance premiums are collected each payroll cycle, eliminating the need for upfront premium deposits. This allows business owners to pay premiums based on actual payroll information rather than estimates, maximizing cash flow. Not only do your clients save on sizable premium deposits, they also avoid additional year-end premium additions for inaccurate estimates. If payroll goes down, premiums go down in real time. No deposit means more cash back into the business, a solution every client can appreciate.

  • Premiums are Based on Real-time Payroll Information
  • No Premium Deposits
  • No Large Installment Payments
  • No Premium Audits Leading to Additional Year-End Payments
  • Maximize Client Cash Flow

Cash Back

Safety pays. When business owners make their businesses safe for their employees, they have the opportunity to earn cash back with our cash safety rebate program. Enrolled clients who maintain a safe workplace and keep their losses low can earn up to 30% of their paid-in premium with our rebate program. Participants are offered a variety of services and materials to help them achieve their cash back, such as help with claims investigations, safety compliance materials, and return to work programs.

Up to 30% cash rebate is paid quickly to qualifying clients with no or low losses. To qualify for the safety rebate program, policyholders must meet the following criteria:

  • One (1) full year enrolled in program
  • No or low losses (below a 20% - 30% loss ratio)

Competitive Rates

Our program partnerships with A rated carriers allow us to provide an abundant amount of markets servicing in every state. Simply, our programs save your clients money. Let us quote your hard-to-place workers’ compensation insurance and see the affordable solutions we can offer your clients today.